Sbi Savings Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 17
Rating
Growth Option 19-10-2026
NAV ₹44.76(R) +0.06% ₹48.27(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.89% 6.8% -% 5.77% 6.17%
Direct 6.3% 7.28% -% 6.3% 6.75%
Benchmark
SIP (XIRR) Regular -38.65% -3.01% 2.62% 3.48% 4.33%
Direct -38.37% -2.57% 3.11% 3.99% 4.88%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.83 1.16 0.69 0.49% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.55% 0.0% 0.0% 0.21 0.36%
Fund AUM As on: 30/12/2025 36547 Cr
Top Money Market Fund
Fund Name Rank Rating
UTI Money Market Fund 1
Axis Money Market Fund 2
Tata Money Market Fund 3
Aditya Birla Sun Life Money Manager Fund 4
Kotak Money Market Fund 5

NAV Date: 19-10-2026

Scheme Name NAV Rupee Change Percent Change
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.59
0.0100
0.0600%
SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 15.07
0.0100
0.0600%
SBI Savings Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 16.2
0.0100
0.0600%
SBI Savings Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 16.92
0.0100
0.0600%
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 17.65
0.0100
0.0600%
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.13
0.0100
0.0600%
SBI SAVINGS FUND - REGULAR PLAN - GROWTH 44.76
0.0300
0.0600%
SBI SAVINGS FUND - DIRECT PLAN - GROWTH 48.27
0.0300
0.0600%

Review Date: 19-10-2026

Beginning of Analysis

In the Money Market Fund category, SBI Savings Fund is the 16th ranked fund. The category has total 20 funds. The 2 star rating shows a poor past performance of the SBI Savings Fund in Money Market Fund. The fund has a Jensen Alpha of 0.49% which is lower than the category average of 0.69%, showing poor performance. The fund has a Sharpe Ratio of 1.83 which is lower than the category average of 2.1.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

SBI Savings Fund Return Analysis

  • The fund has given a return of 0.38%, 1.63 and 3.13 in last one, three and six months respectively. In the same period the category average return was 0.39%, 1.64% and 3.19% respectively.
  • SBI Savings Fund has given a return of 6.3% in last one year. In the same period the Money Market Fund category average return was 6.44%.
  • The fund has given a return of 7.28% in last three years and ranked 13.0th out of twenty two funds in the category. In the same period the Money Market Fund category average return was 7.28%.
  • The fund has given a return of 6.75% in last ten years and ranked 4th out of eleven funds in the category. In the same period the category average return was 6.61%.
  • The fund has given a SIP return of -38.37% in last one year whereas category average SIP return is -25.05%. The fund one year return rank in the category is 24th in 24 funds
  • The fund has SIP return of -2.57% in last three years and ranks 22nd in 22 funds. Tata Money Market Fund has given the highest SIP return (-0.52%) in the category in last three years.
  • The fund has SIP return of 3.11% in last five years whereas category average SIP return is 3.71%.

SBI Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.55 and semi deviation of 0.36. The category average standard deviation is 0.54 and semi deviation is 0.34.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.36
    0.37
    		0.31 | 0.42 19 | 25 Average
    3M Return % 1.53
    1.56
    		1.40 | 1.66 19 | 25 Average
    6M Return % 2.93
    3.03
    		2.69 | 3.19 20 | 25 Average
    1Y Return % 5.89
    6.12
    		5.32 | 6.34 20 | 23 Poor
    3Y Return % 6.80
    6.94
    		6.16 | 7.25 17 | 22 Average
    7Y Return % 5.77
    5.93
    		5.07 | 6.31 11 | 15 Average
    10Y Return % 6.17
    6.28
    		5.45 | 6.70 8 | 11 Average
    15Y Return % 7.12
    7.10
    		6.36 | 7.46 7 | 11 Average
    1Y SIP Return % -38.65
    -25.31
    		-38.65 | -24.53 23 | 23 Poor
    3Y SIP Return % -3.01
    -1.07
    		-3.01 | -0.72 22 | 22 Poor
    5Y SIP Return % 2.62
    3.37
    		2.57 | 3.71 17 | 18 Poor
    7Y SIP Return % 3.48
    3.95
    		3.09 | 4.25 13 | 15 Poor
    10Y SIP Return % 4.33
    4.81
    		3.74 | 5.37 9 | 11 Average
    15Y SIP Return % 5.51
    5.87
    		4.80 | 6.46 8 | 11 Average
    Standard Deviation 0.55
    0.54
    		0.46 | 0.58 17 | 21 Average
    Semi Deviation 0.36
    0.34
    		0.27 | 0.39 14 | 21 Average
    Sharpe Ratio 1.83
    2.10
    		0.70 | 2.65 17 | 21 Average
    Sterling Ratio 0.69
    0.70
    		0.62 | 0.73 17 | 21 Average
    Sortino Ratio 1.16
    1.48
    		0.37 | 1.97 17 | 21 Average
    Jensen Alpha % 0.49
    0.69
    		-0.06 | 0.98 17 | 21 Average
    Treynor Ratio 0.06
    0.07
    		0.03 | 0.08 17 | 21 Average
    Modigliani Square Measure % 1.44
    1.66
    		0.55 | 2.09 17 | 21 Average
    Alpha % -1.08
    -0.89
    		-1.65 | -0.55 17 | 21 Average
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38 0.39 0.36 | 0.43 15 | 26 Average
    3M Return % 1.63 1.64 1.55 | 1.70 21 | 26 Average
    6M Return % 3.13 3.19 3.00 | 3.30 22 | 26 Poor
    1Y Return % 6.30 6.44 6.25 | 6.68 23 | 24 Poor
    3Y Return % 7.28 7.28 6.77 | 7.48 13 | 22 Average
    7Y Return % 6.30 6.25 5.77 | 6.50 7 | 15 Good
    10Y Return % 6.75 6.61 6.04 | 6.83 4 | 11 Good
    1Y SIP Return % -38.37 -25.05 -38.37 | -24.36 24 | 24 Poor
    3Y SIP Return % -2.57 -0.75 -2.57 | -0.52 22 | 22 Poor
    5Y SIP Return % 3.11 3.71 3.11 | 3.92 18 | 18 Poor
    7Y SIP Return % 3.99 4.26 3.99 | 4.48 15 | 15 Poor
    10Y SIP Return % 4.88 5.13 4.81 | 5.50 9 | 11 Average
    Standard Deviation 0.55 0.54 0.46 | 0.58 17 | 21 Average
    Semi Deviation 0.36 0.34 0.27 | 0.39 14 | 21 Average
    Sharpe Ratio 1.83 2.10 0.70 | 2.65 17 | 21 Average
    Sterling Ratio 0.69 0.70 0.62 | 0.73 17 | 21 Average
    Sortino Ratio 1.16 1.48 0.37 | 1.97 17 | 21 Average
    Jensen Alpha % 0.49 0.69 -0.06 | 0.98 17 | 21 Average
    Treynor Ratio 0.06 0.07 0.03 | 0.08 17 | 21 Average
    Modigliani Square Measure % 1.44 1.66 0.55 | 2.09 17 | 21 Average
    Alpha % -1.08 -0.89 -1.65 | -0.55 17 | 21 Average
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Savings Fund NAV Regular Growth Sbi Savings Fund NAV Direct Growth
    19-10-2026 44.76 48.272
    16-10-2026 44.7346 48.2432
    15-10-2026 44.7388 48.2472
    14-10-2026 44.7609 48.2706
    13-10-2026 44.7616 48.2708
    12-10-2026 44.7537 48.2619
    09-10-2026 44.741 48.2467
    08-10-2026 44.726 48.23
    07-10-2026 44.7137 48.2162
    06-10-2026 44.7068 48.2083
    05-10-2026 44.7039 48.2046
    01-10-2026 44.6704 48.1665
    30-09-2026 44.6557 48.1502
    29-09-2026 44.639 48.1317
    28-09-2026 44.6365 48.1286
    25-09-2026 44.6179 48.107
    24-09-2026 44.62 48.1088
    23-09-2026 44.6222 48.1106
    22-09-2026 44.6128 48.1001
    21-09-2026 44.6014 48.0872

    Fund Launch Date: 25/Nov/2004
    Fund Category: Money Market Fund
    Investment Objective: To provide the investors an opportunityto invest in money market instruments.
    Fund Description: An open-ended Debt Scheme investing inmoney market instruments
    Fund Benchmark: NIFTY Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.